COVER EXPLAINED
Cover built around your needs.
Mixed portfolios combine residential and commercial properties, sometimes within the same building. Insurance needs to reflect each use and the responsibilities you hold as the property owner.
How we help
We review the different occupancies, rebuilding values and rental income, then help coordinate the cover and highlight gaps or overlapping arrangements.
What to prepare
A few details help us understand your requirements and approach insurers with an accurate picture.
- Property addresses, uses and tenancy arrangements
- Rebuilding valuations and rental income
- Existing schedules, claims history and renewal dates
Understanding your options
We will explain the options available for your circumstances, including the premium, limits, excesses and significant exclusions. Tell us about any requirements in your contracts and any changes to your activities or existing cover.
Cover depends on the policy wording, eligibility and insurer acceptance. We will help you understand the terms before you decide whether to proceed.