COVER EXPLAINED
Cover built around your needs.
Heating, ventilation and air conditioning businesses may need cover for installation, maintenance and servicing, alongside liability protection. Design or specification work can create separate professional indemnity requirements.
How we help
We establish the systems you work on and your responsibilities, then discuss liability, tools, contract works and any design-related cover with you.
What to prepare
A few details help us understand your requirements and approach insurers with an accurate picture.
- Your activities, contracts and work locations
- Turnover, wages, workforce and subcontractor details
- Working heights, equipment values and existing insurance
Understanding your options
We will explain the options available for your circumstances, including the premium, limits, excesses and significant exclusions. Tell us about any requirements in your contracts and any changes to your activities or existing cover.
Cover depends on the policy wording, eligibility and insurer acceptance. We will help you understand the terms before you decide whether to proceed.