Independent insurance. Personal service.
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BROKERS INC

Car sales insurance

Car sales insurance

Cover for independent motor dealers.

Buying, displaying and selling vehicles creates risks both on the road and at your premises. Your insurance should reflect the vehicles you hold, their values, your drivers and how the business operates.

Cover to discuss

  • Road risks for eligible vehicles and authorised drivers.
  • Vehicles held for sale, premises, contents and business equipment.
  • Public and employers’ liability, where relevant to your business.
  • Demonstration drives, collection and delivery arrangements.

What we need to understand

Tell us whether you trade from home or business premises, how many vehicles you hold, the maximum vehicle value and who drives them. We will also discuss test drives, security, turnover and your claims history.

A review built around your dealership

We help compare road risks and combined motor trade options, explain relevant driver restrictions and clarify how stock and demonstration use are treated.

How we help

We take time to understand your requirements, present the risk clearly to insurers and explain the options available, including limits, excesses and significant exclusions. We will explain the next steps before you decide whether to proceed.

Cover is subject to policy terms and insurer acceptance. An enquiry does not put insurance cover in place.