COVER EXPLAINED
Cover built around your needs.
Haulage businesses may need motor fleet cover for their vehicles, goods-in-transit protection for cargo and liability cover for their operations. These are distinct covers, with different limits and conditions.
How we help
We review vehicles, drivers, goods carried, operating territories and contracts, then help identify which policies and limits fit the operation.
What to prepare
A few details help us understand your requirements and approach insurers with an accurate picture.
- Vehicle and trailer registrations, types, weights, values and how they are used
- Driver details, ages, licence history, experience and any convictions or claims
- Goods carried, maximum load values and any hazardous or high-value cargo
- Operating areas, UK or overseas journeys, annual mileage and delivery patterns
- Haulage contracts and trading conditions, turnover, subcontracted work and overnight parking or security arrangements
- Existing policy schedules, claims history, renewal dates and required cover limits
Understanding your options
We will explain the options available for your circumstances, including the premium, limits, excesses and significant exclusions. Tell us about any requirements in your contracts and any changes to your activities or existing cover.
Cover depends on the policy wording, eligibility and insurer acceptance. We will help you understand the terms before you decide whether to proceed.