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Private medical insurance

Personal private medical insurance

A relaxed adult couple speaking with a healthcare professional in a bright private consulting room, warm candid interaction, no examination.
Our insurancePrivate medical insurancePersonal

COVER EXPLAINED

Cover built around your needs.

Personal private medical insurance is designed for individuals or families who want access to eligible private healthcare. Plans can include consultations, diagnostic tests and treatment, depending on the benefits selected.

How we help

We discuss your priorities, budget and existing cover, compare available options and explain excesses, hospital choices, underwriting and exclusions. We will explain how to provide any medical information securely.

What to prepare

A few details help us understand your requirements and approach insurers with an accurate picture.

  • Whether cover is for you, your family or your employees
  • Your priorities, budget and any existing policy
  • The benefits, excess and hospital options you want to discuss

Understanding your options

We will explain the options available for your circumstances, including the premium, limits, excesses and significant exclusions. Tell us about any requirements in your contracts and any changes to your activities or existing cover.

Cover depends on the policy wording, eligibility and insurer acceptance. We will help you understand the terms before you decide whether to proceed.

NEXT STEPS

From your enquiry to a decision.

  1. Tell us what you need. Share your requirements and any existing policy details.
  2. Review the options with us. We will discuss available cover, costs and important conditions.
  3. Choose your next step. We will explain what is needed to proceed. Requesting a quote does not put cover in place.
Discuss your cover